Terms & Conditions

Welcome to www.cornerstonepaymentsnc.com (the “Site”), operated by Cornerstone Payments, LLC (“we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use our website.

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1. Overview

Cornerstone Payments, LLC is an independent merchant services agency. We connect businesses with third-party payment processing providers such as EPX, North, Payanywhere, and PaymentsHub. We do not directly process, hold, or control customer payment data. All payment services are ultimately provided by these respective licensed payment processors under their own terms, policies, and compliance requirements.

The content provided on this Site is for general informational purposes only and should not be construed as financial, legal, or professional advice.

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2. Use of Our Website

By using our Site, you agree to:

• Use it only for lawful purposes and in accordance with these Terms.

• Not attempt to gain unauthorized access to any systems, data, or networks related to the Site.

• Not engage in any conduct that could harm, disable, or interfere with the proper functioning of the website.

• Not copy, reproduce, or distribute any part of the Site’s content without our express written permission.

We reserve the right to suspend or terminate access to the Site for any user who violates these Terms.

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3. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, icons, and images, is the exclusive property of Cornerstone Payments, LLC or its content suppliers and is protected by U.S. and international copyright and trademark laws.
You may not use, modify, or reproduce any part of this Site’s content for commercial purposes without prior written consent.

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4. Third-Party Services and Links

Our Site may include links to third-party websites or services operated by our partner payment processors or affiliates. These links are provided for your convenience only.
We do not control or endorse any third-party sites, nor are we responsible for their content, privacy practices, or terms of use.
When interacting with any linked site, you do so at your own risk and should review the applicable terms and privacy policies of those providers.

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5. Disclaimer of Warranties

This Site and all information, content, and materials provided herein are offered on an “as-is” and “as-available” basis.
Cornerstone Payments, LLC makes no representations or warranties of any kind, express or implied, regarding:

• The accuracy, completeness, or reliability of any content or information provided on the Site.

• The performance, security, or availability of the Site or any linked third-party services.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

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6. Limitation of Liability

In no event shall Cornerstone Payments, LLC, its owners, officers, employees, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this Site or any linked third-party services.
This includes, without limitation, damages for loss of profits, business interruption, data loss, or other intangible losses, even if we have been advised of the possibility of such damages.

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7. User Submissions

If you choose to contact us or submit information through online forms, you agree that the information provided is accurate, current, and complete.
You acknowledge that any data submitted through the Site will be handled in accordance with our Privacy Policy.

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8. Indemnification

You agree to indemnify, defend, and hold harmless Cornerstone Payments, LLC, its affiliates, employees, and representatives from and against any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising out of your violation of these Terms or misuse of the Site.

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9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles.
Any disputes arising under or relating to these Terms shall be resolved exclusively in the state or federal courts located in Gaston County, North Carolina.

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10. Changes to These Terms

We may update or modify these Terms at any time without prior notice.
Any changes will be posted on this page with an updated “Effective Date.”
By continuing to use the Site after changes are posted, you agree to be bound by the revised Terms.

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11. Contact Us

If you have any questions about these Terms, please contact us:
Cornerstone Payments, LLC

admin@cornerstonepaymentsnc.com

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